25+ Best Personal Finance and Investing Apps in 2025.

While the provided search results focus on 2024, we can extrapolate and combine the information to give you a comprehensive overview of top personal finance and investing apps, many of which will likely remain relevant in 2025. This list categorizes apps based on their primary function. Remember to check app stores for the most up-to-date information on features and pricing.

Budgeting and Financial Education Apps:

• Mint: A popular app offering budgeting tools, expense tracking, credit score monitoring, and bill reminders. (Free, with ads)
• YNAB (You Need A Budget): Emphasizes proactive budgeting and debt management. ($11.99/month or $84/year)
• Personal Capital: Excellent for investment tracking, retirement planning, and net worth calculation. (Free, with premium advisory services)
• Empower: Offers budgeting tools, retirement and education planners, and a fee analyzer. (Free and paid options)
• Tiller Money: Combines spreadsheet budgeting with cloud-based account syncing. ($79/year after a free trial)
• MoneyPatrol: Dashboard-based budgeting app with alerts and insights. ($59.99/year after a free trial)
• PocketSmith: Offers manual and automatic transaction importing, budgeting tools, and cash flow projections. (Free and paid plans)
• Monarch Money: All-in-one platform with budgeting, financial planning, and net worth tracking. (Paid plan)

Banking and Investing Apps:

• Douugh: Automated money management app with automated financial organization tools. (Paid plan)
• Chime: Online banking app with early payday options and no hidden fees. (Free)
• Stash: Micro-investing platform allowing fractional share investing. (Paid plans)
• Varo: Offers checking and high-yield savings accounts. (Free)
• Qapital: Automated savings and investing app with various plans. (Paid plans)
• Robinhood: Commission-free online trading platform with various investment options. (Free, with potential fees)
• Acorns: Micro-investing and money management app with roundups and recurring deposits. (Paid plans)
• Digit: Automated savings app that learns your spending habits. ($5/month after a free trial)
• Titan: Active money manager with advanced investing strategies. (Paid plan)
• Twine: Helps organize and reach saving and investing objectives. (Paid plans)
• Greenlight: Kid-friendly debit card with parental controls. (Paid plans)
• Copper Banking: Kid-friendly money management app for teens. (Paid plan)
• EarlyBird: Kid-friendly investment app with custodial accounts. (Paid plan, free for balances under $200)

Cost-Cutting Apps:

• Trim: AI-powered virtual assistant that negotiates bills and cancels subscriptions. (Free and paid features)
• Truebill: Helps reduce recurring expenses and pay down debt. (Paid features)
• Billshark: Negotiates bills and cancels subscriptions. (Paid features)
• Capital One Shopping: Finds better prices and discounts. (Free)
• Honey: Browser plugin that searches for better prices and coupon codes. (Free)
• Ibotta: Cash-back app for online and in-store purchases. (Free)
• Fetch Rewards: Offers rewards on grocery store purchases. (Free)
• Dosh: Automatically earns cash back on eligible spending. (Free)

India-Specific Apps (from GeeksforGeeks):

• ET Money
• Walnut
• Lio
• Paytm Money
• Groww
• Goodbudget
• CRED
• Monefy
• Money Manager
• Dhani